The Handloom weaver’s comprehensive welfare Scheme (HWCWS) is implemented by the Office of the Development Commissioner for handlooms to help the weavers to avail social security benefits.

Salient Features

• Weavers in the age group of 18 to 50 will be covered under PMJJBY and PMSBY.
• Weavers in the age group of 51 to 59 who enrolled into MGBBY will be covered under Converged MGBBY.
• Scholarship will be paid to the maximum of two children of the weavers. The children should study between 9^th and 12^th standard. The amount of scholarship is INR 100 per month per child and will be paid through the National Scholarship Portal (NSP).

Components

There are two components in this scheme, and they are:

• Health Insurance Scheme (HIS).
  • HIS gave various healthcare facilities for all the weavers. This component follows the Rashtriya Swasthya Bima Yojana (RSBY) pattern.
• Insurance cover
  • This component gives insurance cover for natural death, accidental death, complete disability, and partial disability.
  • Converged Mahatma Gandhi Bunkar Bima Yojana (MGBBY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY) schemes create a social security system.

PMJJBY provides life insurance, and PMSBY provides accidental insurance for accidental death or disability. By converging all the insurance schemes into one scheme, the weavers in the age group of 18 to 50 will be covered for life, accident and disability under PMJJBY and PMSBY. The age group of 51 to 59 who were enrolled under MGBBY scheme will be covered under the Converged MGBBY scheme.

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

• PMJJBY insurance scheme covers life insurance for natural death and accidental death.
• Insurance would be for one-year coverage and can be renewed for each year.
• Weavers and workers of age group 18-50 years are eligible for the scheme.
• INR 2 lakh will be paid on the beneficiary’s death.

Premium Insurance Coverage

The annual premium for the insurance scheme will INR 330